Smart Liability Insurance for Professionals

Because even honest work can be misunderstood

Why Service-Based Businesses Need E&O Coverage

If your business provides advice, expertise, or professional services, a single mistake — or accusation of one — could lead to serious legal costs. Professional liability insurance protects your business from claims of negligence, misrepresentation, or failure to deliver.

01

Errors & Omissions Coverage

Covers legal costs, settlements, and judgments if a client claims your work caused financial harm — even if you did everything right.

02

Defense Against Frivolous Claims

Helps pay for your legal defense in the event of unfounded or exaggerated allegations from clients or vendors.

03

Client Contract Requirements

Meets insurance clauses often required by clients or contracts — especially in consulting, legal, healthcare, and design fields.

04

Brand & Reputation Protection

Having E&O coverage in place helps preserve your credibility and shows clients you take your responsibilities seriously.

05

Peace of Mind for Specialists

From accountants to IT providers, having protection against “what ifs” lets you focus on your work, not lawsuits.

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Don’t Leave Your Work Unprotected

The right coverage for high-responsibility roles

When your advice or expertise is your product, the stakes are higher. We help you get the right E&O coverage for your industry, risk profile, and contracts — without overcomplicating the process.

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Client Testimonials

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What You Should Know About E&O Insurance

Real protection for professional risk

If your business is based on knowledge or service delivery, one misunderstanding can turn into a lawsuit. These common questions help clarify how professional liability coverage works and why it’s essential.


  • What’s the difference between professional liability and general liability?

    General liability covers physical risks like injury or property damage. Professional liability (or E&O) covers claims related to your work, advice, or services causing financial harm.

  • What industries need professional liability insurance?

    Common fields include legal, financial, healthcare, design, architecture, real estate, IT, marketing, and consulting — but any service-based business may benefit.

  • Will this cover me if I miss a deadline or make a mistake in my work?

    Yes, if the client claims your error or oversight caused them financial damage, your policy helps cover the legal costs or settlements.

  • Do I need it if I already have general liability insurance?

    Probably — general liability doesn’t cover service-related claims. Professional liability is a separate, specialized type of protection.

  • How much coverage do I need?

    It depends on your client contracts, industry risk level, and exposure. We’ll walk through your work structure and recommend a fit that makes sense.