Workers' Compensation Insurance

Effortless Coverage for Your Employees

Providing your employees with workers' compensation coverage is easy when you call Enforce Coverage. We have over 40 years of combined experience in helping businesses find the best rates on quality policies from A-rated insurance carriers.

We specialize in workers' compensation in the tri-state area, and we excel in finding policies for industries and risks that others consider tough to place. Our policy knowledge and working relationships with the top-rated insurance companies help you save while you get comprehensive policies.

We'll provide you with cost comparisons that give you great policy options that meet your needs and cover your class codes. We make getting exceptional insurance effortless. Call us today for a free quote.

Tackling a Full Range Of Workers' Comp Services

• Class code reviews
• Cost comparisons
• Claims handling and service
• Aggressive claims management to fight fraud
• Eliminate audit issues
• Help with noncompliance issues

Workers' Compensation for All Types of Businesses

What Is Workers' Compensation Insurance?

Briefly speaking, workers' compensation insurance is a policy that a business has in place to protect the business owner if an employee is injured or becomes ill as a result of workplace conditions or exposure to hazardous materials.

The insurance provides coverage for medical expenses and a portion of the injured person's lost wages. In New York, it assists injured or ill workers by providing 100% medical coverage for the injured employee, plus two-thirds of the employee's weekly wages (not to exceed $700 per week). It also provides a death benefit for a worker's beneficiaries if an on-the-job injury results in the death of an employee.

New York state law requires that all business owners who have employees carry workers' compensation insurance (certain exceptions apply). It provides for the employees, and it protects the employer from civil suits resulting from workplace injuries. In general, workers' compensation is not an option — if you own a business and you have employees, you have to have it. Call us for a free quote.